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What Municipal Liens Do to a Texas Home Sale Code enforcement problems tend to accumulate quietly. A citation for tall grass or an inoperable vehicle feels minor, and it usually is, right up until the city abates the condition itself and charges the cost against the property. That is the mechanism worth understanding. When a municipality mows a lot, boards a structure, or clears debris after an owner has failed to comply, it can assess the cost and, on filing, create a l

What Happens When Texas Property Taxes Go Unpaid Texas has no state income tax and funds local government substantially through property tax, which makes the property tax lien unusually powerful here. If you are behind, the position is serious, but it is also more workable than most people assume. The lien attaches automatically on January 1 each year for that year's taxes. It is not something the county has to file to create. Taxes are generally due by January 31, and a

What Clay Soil Does to Dallas and Fort Worth Foundations Foundation movement is close to a regional condition across North Texas. The expansive clay soils under much of Dallas, Fort Worth and the surrounding suburbs swell when wet and shrink when dry, and slab foundations move with them. Buyers here know this, which cuts both ways. Because it is common, a foundation issue is not automatically a deal breaker in this market. What buyers react badly to is uncertainty. A doc

When a Texas Reverse Mortgage Comes Due A reverse mortgage lets an older homeowner draw against equity without monthly payments. The loan is not forgiven; it becomes due when a maturity event occurs, and that is usually the point at which the family first has to understand it. Maturity events are defined in the loan documents and typically include the death of the last surviving borrower, the borrower permanently leaving the home, or a breach of the obligation to keep ta